When it is detected that the customer has selected one card brand but has informed one card of another, the merchant may choose three actions to be taken by Carat Portal:Ĭarat Portal takes no action, usually following the payment process. Thinking about how to prevent a customer from selecting the Visa card brand, but end up entering the number of a Mastercard card, Carat Portal provides a verification and exchange mechanism of the Authorizer who will process the authorization of the transaction. This flexibility for routing configuration gives the merchant the ability to handle promotions according to the card brand. For example, a merchant may prefer that Visa card transactions be routed by Cielo while Mastercard cards are routed through Cielo. Authorizer Exchange #Ĭarat Portal allows the merchant to set up the payment method responsible for authorizing transactions for a particular card brand. Examples: Visa, Mastercard, American Express, Itaú Shopline, PayPal, PagSeguro, etc. Carat Portal has the concept of Authorizer, that can represent a card issuer, an online bank payment service or some other Carat Portal method.
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